Some of the best credit cards for people with fair or no credit will not charge an annual fee. If you have a low credit score, you will need a card that will not cost you more than $200. These cards are typically issued by credit unions, but they can be expensive. If you need to borrow more than $500, you should consider a secured card. Many of these cards will not charge a fee to apply for them.

You can also find a card with rewards features and a low intro APR. These cards have more generous rewards than other cards. Some offer a low or 0% intro APR on balance transfers. You can then transfer the balance to another card or use it to make payments. If you have a bad credit score, you should avoid cards with high annual fees. Alternatively, you can choose a card with an annual fee of $29-$99 and no annual fee.

Some of the best credit cards for people with poor or fair credits will offer a 0% introductory APR. You can use this to pay off any balance on the card. Some of these cards also allow you to transfer a balance from another card to a new one. However, these cards will require you to pay a higher interest rate than other cards. This is not an ideal solution for people with poor or no credit.

The Discover it Secured card is another card that does not charge an annual fee and has a low rate. It does not require a high balance to qualify, but it does offer 3,000 bonus points, worth $300 cash back, so it’s a good choice for people with fair or no credit. This card is also among the best credit cards for people with fair or no-credit. It offers a $0 fraud liability on unauthorized charges and a collision damage waiver on rental cars. As you can see, there are many options available when it comes to credit.

The Discover it Secured card offers a 0% intro APR on balance transfers. It has no annual fee, but you’ll still benefit from more generous features than you’d find with a regular credit card. The Capital One Platinum Credit Card comes with a $0 annual fee and a 0% introductory APR on purchases. The Discover it Secured card also has a 0% introductory APR on balance transfers.

The First Access Visa Card is a 0% introductory APR credit card for people with fair credit. It offers a simple, secure online application. The approval takes 60 seconds, which is great for consumers who are working to repair their credit. But the fees are high and it does not have a rewards program. Those with fair credit should choose a credit card that offers a 0% introductory APR.

The Capital One Platinum Mastercard is a good option for people with fair credit. It does not charge an annual fee and offers an automatic consideration of a higher credit limit after six months of on-time payments. The card also provides a low monthly payment and no annual fee. The card also offers a 1.5% cashback reward on purchases. The annual membership fee may be a problem for some consumers, but it’s worth considering.

In the long run, the best credit cards for fair credit are ones that don’t charge an annual fee and offer a low APR. A 0% introductory credit card can help you build your score, but it is not perfect for everyone. If you have a low FICO, it’s important to shop around and compare various offers. The most affordable cards with no annual fee will save you money. This is because they will typically have lower interest rates.

Those with fair credit should consider a card that offers a 0% introductory APR. Some of these cards are specifically designed for people with fair credit, but they will still offer useful cash back. The best credit cards for those with fair-credit are those that don’t charge an annual fee or have a low APR. You can also use a site’s tools to see which cards are right for you.